Join a dynamic and collaborative environment where your expertise in commercial debt recovery will play a pivotal role in managing complex debtor portfolios across diverse sectors. This is an exceptional opportunity for a seasoned professional to bring their strong commercial judgment and meticulous approach to a leading recoveries operation supporting the financial and legal industries.

What You'll Do:

• Manage a portfolio of commercial and corporate debtors, including SMEs, private companies, close corporations, partnerships, trusts, and larger corporate entities
• Drive recovery of high-value, aged, disputed, and difficult-to-recover accounts
• Develop tailored recovery strategies based on debtor circumstances, account history, risk, and documentation
• Negotiate settlements, acknowledgements of debt, and structured repayment plans within your authority
• Monitor payment commitments and implement decisive actions when agreements are not honoured
• Reconcile disputed accounts and coordinate resolution of legitimate queries
• Oversee pre-legal, hard collections, and legal recovery processes
• Prepare legal handover packs for accounts requiring legal escalation
• Liaise with attorneys, sheriffs, liquidators, trustees, and other recovery stakeholders
• Track litigation, judgments, enforcement actions, and claims within insolvency proceedings
• Identify accounts approaching prescription and escalate accordingly
• Conduct debtor tracing and commercial investigations using authorised systems
• Analyse financial statements, payment history, and related data to assess recoverability
• Prioritise accounts according to value, age, risk, and recovery potential
• Maintain accurate records, forecasts, and reports to support recovery activities
• Ensure all recovery efforts comply with relevant legislation, policies, and mandates

Requirements:

• Grade 12/Matric qualification
• Registration with the Council for Debt Collectors
• Proven experience in debt collection and portfolio management
• Strong negotiation and analytical skills
• Competence in account reconciliation and legal processes
• Ability to manage high-value and complex debtor accounts

Nice to Have:

• Experience working within legal and financial services industries
• Knowledge of insolvency and liquidation proceedings
• Familiarity with commercial tracing tools and credit bureau data

What We'll Give You:

While salary details are negotiable, you will be joining a reputable organization committed to disciplined portfolio management and professional development.

Seize this opportunity to elevate your debt recovery career in a respected organization that values compliance, strategic thinking, and stakeholder collaboration. Apply now and make a meaningful impact in the financial services sector.