Junior Relationship Manager | Johannesburg | Permanent

Step into a role that blends client engagement, financial insight, and risk management. This is an opportunity to grow your career in a high-performing, multinational banking environment.
You will work closely with corporate and financial institutional clients, supporting relationship growth while safeguarding risk and compliance standards.

In this role, you will contribute to business development, credit analysis, operational processes, and post-lending oversight. You’ll play a key part in maintaining client trust, strengthening portfolio quality, and ensuring regulatory integrity.
Our client is a well-established international financial institution known for its disciplined risk culture and commitment to long-term client partnerships across Africa.

What You’ll Do

• Prepare marketing materials and maintain strong relationships with corporate and financial institutional clients.

• Collect, verify, and assess client information in line with internal and South African KYC and due diligence requirements.

• Identify new business opportunities, attract deposits, support financing solutions, and prepare credit applications.

• Conduct periodic monitoring of credit status, risk ratings, and post-lending supervision activities.

• Escalate deteriorating assets, excesses, covenant breaches, and any adverse developments promptly.

• Produce analysis reports on assigned topics.

• Support sales efforts and cross-selling opportunities across the branch’s product suite.

• Operate banking IT systems to initiate, complete, and route operational tasks.

• Assist in drafting departmental policies, procedures, and workflows.

• Perform additional duties as required by the Department Head.

What You Bring

• Bachelor’s degree in Finance, Business Administration, or a related field.

• Minimum 1 year of experience in finance or accounting; experience within a Chinese bank is advantageous.

• Strong financial and credit analysis capabilities, with sound judgment in complex scenarios.

• Proficiency in Microsoft Office; exposure to Bloomberg or similar tools is beneficial.

• Fluency in English; Chinese language proficiency is advantageous.

What Success Looks Like

• Trusted relationships with corporate and FI clients.

• High-quality credit assessments and timely risk reporting.

• Proactive identification of business opportunities.

• Accurate operational execution and adherence to compliance standards.

• Meaningful contributions to departmental processes and documentation.