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Job Summary
Our client is a respected in-house finance provider operating within the asset and vehicle finance space. The business supports sales by offering tailored finance solutions to customers while maintaining strong credit governance and portfolio quality.
They are known for being commercially minded but disciplined, meaning deals get done, but not at the expense of good credit judgement.
This is a senior management role within the credit function, where you’ll have real influence over credit decisions, policies, and team performance. You’ll work closely with senior stakeholders across the business, ensuring the right balance between commercial growth and responsible lending.
✔ Exposure to a significant commercial finance portfolio
✔ Opportunity to shape credit policy and strategy
✔ Lead and develop high-performing credit and collections teams
✔ Join a stable business with long-term growth plans
For more exciting Finance vacancies, please visit:
www.networkrecruitmentinternational.com
If you have not had any response in two weeks, please consider the vacancy application unsuccessful. Your profile will be kept on our database for any other suitable roles.
We also invite you to contact us to discuss your next career move in finance.
They are known for being commercially minded but disciplined, meaning deals get done, but not at the expense of good credit judgement.
This is a senior management role within the credit function, where you’ll have real influence over credit decisions, policies, and team performance. You’ll work closely with senior stakeholders across the business, ensuring the right balance between commercial growth and responsible lending.
Why Consider This Opportunity?
✔ Senior leadership role with real decision-making authority✔ Exposure to a significant commercial finance portfolio
✔ Opportunity to shape credit policy and strategy
✔ Lead and develop high-performing credit and collections teams
✔ Join a stable business with long-term growth plans
Key Responsibilities
- Review and approve complex commercial credit proposals while balancing profitability and risk.
- Lead and mentor credit and collections teams to maintain strong portfolio quality.
- Develop and implement credit policies, approval frameworks, and risk guidelines.
- Oversee debt recovery strategies and manage escalated or high-risk accounts.
- Monitor credit granting processes and assess customer creditworthiness.
- Ensure compliance with governance frameworks and internal policies.
- Prepare and present management information and reporting.
- Track and improve departmental performance using relevant credit and risk metrics.
Job Experience and Skills Required
Education:- Degree in Commerce, Finance, or a related field.
- MBA or postgraduate qualification advantageous.
- Senior-level experience in credit risk and collections management.
- Proven leadership experience managing credit or collections teams.
- Exposure to retail, asset, or vehicle finance environments.
- Strong credit approval and portfolio management experience.
- Excellent financial and credit analysis capability.
- Strong stakeholder engagement and communication skills.
- Solid understanding of credit governance and risk frameworks.
- Comfortable presenting and defending credit decisions at senior level.
- Proficiency in financial and reporting systems.
Other Requirements
- Comfortable working in a commercially driven environment.
- Able to make firm, well-reasoned credit decisions — even when the sales team is very persuasive.
For more exciting Finance vacancies, please visit:
www.networkrecruitmentinternational.com
If you have not had any response in two weeks, please consider the vacancy application unsuccessful. Your profile will be kept on our database for any other suitable roles.
We also invite you to contact us to discuss your next career move in finance.
Network Finance
Recruiter
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