Our Client in the Automotive and Manufacturing Industry is seeking to employ an experienced Credit Manager, to their team based in Elandsfontein (East Rand).

Requirements:

• National Diploma or Bachelor’s Degree in Finance or Accounting (NQF 7).
• Credit Management Diploma from the Institute of Credit Management of South Africa is highly advantageous.
• 5 – 8 years of progressive experience in credit control or credit management.
• Minimum of five years’ experience in a supervisory or management role.
• Experience in a manufacturing, FMCG, or sales-driven environment is preferred.
• Proven experience managing large debtor books and trade credit risk.

Responsibilities, but not limited to:

Credit Risk Management

• Develop and maintain credit policies and procedures.
• Conduct credit assessments for new and existing customers.
• Approve or recommend credit limits and payment terms in line with policy.
• Monitor credit exposure and portfolio risk on an ongoing basis.
• Maintain accurate customer risk ratings and ensure compliance with credit terms.

Accounts Receivable Management

• Oversee daily debtor collections and ensure accurate allocation of payments.
• Review debtor age analysis and implement corrective actions for overdue accounts.
• Negotiate and manage payment arrangements when required.
• Liaise with sales teams to resolve disputed invoices.
• Recommend write-offs and provisions in accordance with policy.

Customer Relationship and Support

• Communicate credit terms clearly to customers.
• Resolve customer account queries promptly and professionally.
• Support customers with documentation and payment arrangements.
• Attend key account review meetings to manage credit-related risks.

Contract Administration

• Oversee contract administration including tracking, renewals, and closures.
• Ensure contract documentation is accurate, secure, and audit-ready.
• Monitor contract milestones and ensure timely action.
• Identify process improvements and support training initiatives.
• Liaise with legal, procurement, and finance teams to resolve escalated issues.
• Hold staff accountable for contract administration KPIs.

Corporate Governance, Risk and Compliance

• Ensure compliance with the National Credit Act and POPIA.
• Implement and monitor internal controls over credit and collections.
• Coordinate internal and external audits and address findings.
• Maintain departmental risk registers and mitigation plans.
• Ensure compliance with labour legislation, SHEQ standards, and ethical frameworks.
• Review and update credit procedures regularly.

Reporting and Analytics

• Prepare monthly credit and debtor reports for management.
• Analyse trends in collections, bad debt, and credit exposure.
• Recommend corrective actions based on data analysis.
• Support budgeting and forecasting processes.
• Develop dashboards and reporting tools where applicable.

Strategic Contribution

• Participate in strategy formulation and policy development.
• Advise management on credit trends and business impact.
• Support product and market expansion through credit risk assessment.
• Implement automation and digital solutions to improve efficiency.

Stakeholder/People Management

• Build and maintain effective relationships with internal and external stakeholders.
• Represent the business in stakeholder engagements.
• Provide guidance on credit, compliance, and governance matters.
• Lead, mentor, and develop the credit and administration team.
• Manage recruitment, training, performance reviews, and succession planning.
• Address employee relations matters fairly and promptly.
• Ensure alignment with HR policies and labour legislation.
• Promote organisational culture, values, and accountability.

Please note that should you not receive a response within 2 weeks of applying, you may consider your application unsuccessful.