Job Description: Quality Analyst (Lending & Mortgage Domain)

Position: Quality Analyst

Location: Mumbai

Program: Private Client Lending Technology

Employment Type: Full‑time

Role Overview

Requirements

Key Responsibilities

• Perform functional, integration, and regression testing of mortgage origination and lending platforms.
  
• Design, execute, and maintain automated test scripts using Selenium WebDriver and supporting frameworks.
  
• Validate end‑to‑end workflows across:
  
• Loan origination
  
• Underwriting
  
• Credit checks & scoring
  
• Document verification
  
• Approval & disbursement
  
• Collaborate closely with business analysts, developers, and product owners to translate mortgage lifecycle requirements into detailed test cases.
  
• Validate adherence to banking and mortgage regulatory frameworks (MCOB, Consumer Duty).
  
• Conduct API testing using Postman/Cypress/Playwright and validate integration touchpoints with upstream/downstream systems.
  
• Participate in UAT, defect triage, root‑cause analysis, and provide clear test reporting.
  
• Support Agile ceremonies (daily stand-ups, sprint planning, backlog refinement, retrospectives).
  
• Ensure traceability, documentation quality, and QA sign-offs for sprint and release deliverables.
  
• Work collaboratively within LEAP/agile development teams to meet release timelines and quality benchmarks.
  

Required Skills & Experience

Domain Expertise

• Strong experience in Lending / Mortgage Origination, including LOS platforms, underwriting flows, affordability checks, credit policies, and loan servicing.
  
• Knowledge of MCOB, Consumer Duty, and other lending regulatory frameworks.
  
• Understanding of risk management, compliance, and credit evaluation processes.
  

Testing Skills

• Hands-on experience in:
  
• Functional & regression testing
  
• API & integration testing
  
• End‑to‑end lending workflow validation
  
• Strong automation exposure:
  
• Selenium WebDriver (mandatory)
  
• Cypress, Playwright, Postman (desirable)
  
• Experience with test management tools such as JIRA, HP ALM, Azure DevOps.
  

Technical Skills

• Familiarity with automation frameworks (TestNG, Maven, Hybrid frameworks).
  
• Exposure to CI/CD integration in Azure DevOps (pipelines, test plans, reporting).
  
• Good understanding of SQL for backend validation.
  

Soft Skills

• Strong analytical and problem‑solving skills.
  
• Clear communication and documentation abilities.
  
• Ability to work in cross‑functional Agile teams.
  
• Stakeholder collaboration and UAT coordination skills.
  
• High attention to detail, ownership, and commitment to quality.
  

Nice-to-Have

• Experience with private banking or wealth lending platforms.
  
• Exposure to digital lending solutions, credit-decision engines, or onboarding platforms.
  
• Experience working with UK or US-based Financial Services clients.
  

Education