Senior Underwriter (Short term insurance)

A well-established insurance brokerage is seeking an experienced Senior Underwriter to join their team in Pietermaritzburg. This role is suited to a technically strong underwriter who can assess risk, structure appropriate cover and support the growth and profitability of the portfolio.

Role Overview

The successful candidate will be responsible for evaluating and underwriting short-term insurance risks, ensuring compliance with underwriting guidelines and supporting brokers and clients with sound technical advice. This is a senior, hands-on role requiring strong decision-making ability and a solid understanding of the South African insurance environment.

Key Responsibilities

• Assess and underwrite new and existing business risks
• Determine appropriate terms, conditions and pricing
• Ensure compliance with underwriting guidelines and regulatory requirements
• Provide technical underwriting support to brokers and internal teams
• Manage renewals, endorsements and policy amendments
• Monitor portfolio performance and identify risk trends
• Maintain strong relationships with brokers, insurers and clients
• Assist with complex or high-value underwriting cases
• Prepare reports and provide insights to management
• Support and guide junior underwriting staff where required

Minimum Requirements

• Minimum 5+ years’ experience in short-term insurance underwriting
• Strong knowledge of commercial and/or domestic underwriting
• Relevant insurance qualification (advantageous)
• FAIS compliant (or working towards)
• Sound understanding of policy wording, risk assessment and pricing
• Strong analytical and decision-making skills
• Excellent communication and relationship-building ability
• High attention to detail and strong administration skills
• Proficient in MS Office and underwriting systems

Key Competencies

• Strong technical underwriting ability
• Risk-aware and commercially minded
• Detail-driven and organised
• Professional and client-focused
• Able to work independently and meet deadlines

This is an excellent opportunity for a seasoned underwriter looking to join a stable and reputable brokerage environment and contribute to a growing portfolio.

Suitable applications to be emailed to liezel@pronel.co.za

Note: This role is based in PIETERMARITZBURG