Job Summary
Credit Analyst | Cape Town V/A Waterfront
Hire Resolve is seeking a meticulous and analytically-minded Credit Analyst to join an innovative financial team in Cape Town. This role is central to executing a robust credit risk framework within the bridging finance sector, ensuring transactional integrity and strict regulatory compliance.
Key Responsibilities:
Credit Risk Assessment: Conduct comprehensive financial analysis and due diligence on bridging loan applications for property sellers and estate agents.
Underwriting: Evaluate creditworthiness using financial data and credit reports, assisting in structuring terms that align with the company’s risk appetite.
Regulatory Compliance: Ensure all credit activities strictly adhere to the National Credit Act (NCA) and POPIA.
Portfolio Monitoring: Track the performance of the bridging finance portfolio, identifying early warning indicators and delinquency trends.
Stakeholder Collaboration: Work closely with conveyancers and internal teams to resolve credit-related issues and facilitate smooth loan processes.
Innovation: Support the integration of data-driven solutions and credit scorecards for risk segmentation.
Requirements:
Education: Bachelor’s degree in Finance, Accounting, Law, or a related field.
Experience: 2+ years of experience in credit analysis or risk assessment, ideally within bridging finance or specialist lending.
Technical Knowledge: In-depth, practical knowledge of the NCA is essential.
Skills: Strong financial modeling and underwriting abilities; proficiency in MS Excel.
Advantageous: Experience in drafting legal agreements or familiarity with alternative collateral.
Culture Fit: Must be highly methodical and thrive in an entrepreneurial, start-up environment. Strong school and sport background.
Position Details:
Remuneration: R350,000 – R400,000 per annum (TCTC).
Location: Cape Town.
Ready to help shape the future of specialist lending?
? Email your CV to lidene.pienaar@hireresolve.us
? Visit www.hireresolve.com
Please send your CV alongside all supporting documents, as well as identification to be considered.
Further motivation: Please highlight any sport interest/backgrounds, strong school performance or involvement, and personality.
About
Specialists in Civil, Structural, Mechanical Engineering, Information Technology, Mining, Manufacturing and Finance Careers! Hire Resolve is one of the larger and more agile South African recruitment companies that focus on placing professionals and skilled people in permanent employment and contract employment. We prefer and focus on working with top quality professionals and candidates in South Africa and Africa. Hire Resolve has successfully placed Engineering, Mining, IT, Manufacturing and Finance professionals with top firms across the Western Cape, Eastern Cape, KwaZulu Natal, Gauteng and in Africa. Hire Resolve has assisted candidates to find jobs at over 100 JSE listed companies of which many are global companies with offices and operations in South Africa and Africa. It is for this reason that we are well respected in the industries we operate in and in the recruitment industry.
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