Job Summary
Job Description:
You will oversee the end-to-end lending process, ensuring fast, sound credit decisions and a high-performing loan portfolio. The focus is on structuring and managing working capital solutions linked to invoices and confirmed purchase orders, within a disciplined risk framework.
Skills & Experience:
Deal Origination & Structuring
Lead the assessment and structuring of invoice discounting and PO funding transactions
Evaluate underlying contracts, buyers, and transaction flows to ensure bankable deals
Guide the team in analysing applications efficiently and within defined turnaround times
Review and recommend funding decisions, highlighting key risks and mitigants
Oversee deal execution, legal agreements, and disbursements
Portfolio Management & Collections
Monitor funded transactions post-disbursement, ensuring delivery against POs and invoice submission
Track repayments tied to client cash flow cycles and buyer payments
Manage collections, escalations, and recoveries where required
Minimise impairments through proactive risk management and early intervention
Risk, Compliance & Reporting
Ensure all lending activities comply with internal frameworks and regulatory requirements
Produce regular portfolio reports with insights on performance, trends, and risks
Maintain strong documentation standards across all funded deals
Team & Operational Leadership
Coach and support a lending team to deliver consistent credit quality and service
Improve processes, turnaround times, and product delivery in working capital finance
Contribute to product development in invoice-based and contract-backed funding solutions
Qualification:
Degree in finance, credit or similar and related field
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