Job Summary
The Senior Manager Credit Risk is responsible for managing a team and applying sound credit risk management principles to reduce the segment's impairment charge with the view to rehabilitate.
A leading South African bank that sets itself apart through excellent client service, digital advancement and lived internal values is seeking to appoint a SENIOR MANAGER CREDIT RISK in Gauteng.
- Manage reports through early actioning of exceptions.
- Manage and rehabilitate clients by getting backward roll on arrears
- Identify systems and process improvement initiatives by escalating for decisions to relevant stakeholders.
- Make correct credit decisions on a consistent basis first time round by complying to service level agreements.
- Demonstrate an understanding of client needs by providing feedback on application decisions based on risk appetite.
- Collaborate with external stakeholders through regular information sharing.
- Manage and support direct reports by providing advise on strategies and/or deliverables.
- Analyse client information to assess level of risk by interpreting financial information within the ambit of banking regulations.
- Implement sound credit risk management by providing advice on specialized credit risk matters to sales and direct reports
Qualifications and Experience requirements:
- Matric + BCom/ Btech/ Credit Diploma
- 5-8 years experience in a credit or credit risk role within banking
- Leadership: Experience coaching, mentoring and managing a team
- Technical: Financial Accounting principles, management information & reporting, strategic planning, client service management and business administration.
This role will suit a technically capable Credit Risk professional who has some leadership experience and is excited to play a critical role in the bank's strategy while growing their credit risk and leadership career.