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Job Summary
The Manager Credit Risk is responsible for applying sound credit risk management principles to reduce the segment's impairment charge with the view to rehabilitate.
- Give an overview of the book by developing and preparing portfolio review presentations based on MIS.
- Manage team efficiencies by proposing innovative ideas to enhance Business processes that facilitate customer experience.
- Manage performance of the team by conducting on the job training, counselling and coaching.
- Build strong relationships with bankers by providing upskilling advice on credit processes, policies and documentation.
- Manage default accounts timeously by obtaining acceptable repayment arrangements or handover portfolio to legal collections
- Ensure clean audit in area of responsibility by enforcing adherence to bank policies, process and procedures and industry regulations.
- Implement sound credit risk management by providing advice on specialized credit risk matters to sales and direct reports
Qualifications and Experience requirements:
- Matric + BCom/ Btech/ Credit Diploma
- 5 years experience in a credit role within banking
- Leadership: Experience coaching, mentoring and managing a team
- Technical: Financial Accounting principles, management information & reporting, strategic planning, client service management and business administration.
This role will suit a technically capable Credit Risk professional who has gained some leadership experience and is excited to play a critical role in the bank's strategy while growing their credit risk and leadership career.
This role is based in Bloemfontein.
Palesa Mbali Group
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